Not that I have actually done most of these things. No woman in my family had ever moved out of the house until they were married, so no one was really forthcoming with advice for me when I announced I was going to move out. So, I basically thought it was going to be easy. I looked at a few places with different friends, and then decided to move into a place with my best friend (and her fiancée, and her mother, and their 6 cats, and their ferret). I moved a few more times in the years after that while in school, and am currently starting the long journey to FINALLY moving into a place that is just mine (no roommates other than my cat). With each new place, I learned from my mistakes. And damn, were there ever a tonne of mistakes.
So, before you actually start physically looking at places, or touring places, here’s a few things you should be considering (which I probably did not):
1 ) What is your budget?
Now, this will be different to figure out, depending on your income. For people who work a set amount of hours every day/week/month, this is simply figuring out how much money you make, and how much you can spend on rent. Many experts recommend looking at your budget as a whole, and working from there. Gal Vaz Oxlade (from tv show Till Debt Do Us Part, and the infuriating to watch yet amazing to gather tips from tv show Princess), has some great worksheets in her Resources section of her website ( http://www.gailvazoxlade.com/resources.html ) to help you do different types of budget and budget analysis.
One of the sheets in this resource section deals specifically with students (the Student Lump Sum Money Worksheet). For many students, the majority of your money for each semester is given to you in one lump sum through your student loans, bursaries, scholarships, and grants. This worksheet can help you work out your total budget for the semester, and break it down into a monthly budget.
Basically, you need to look at your money situation to make sure you can afford the place you want to live in. What would happen if you rented an apartment for $600 a month, but only had enough in your budget to afford $380? That’s $220 each and every month that you would have to make up for in some way, or risk being evicted.
2 ) Pick you basic location
This doesn’t mean “find an apartment building”. This means “look at the area you want to move into, that is most convenient for you”. For students, this is most likely in the immediate area of their school. Take a look through this area and take a good look at the housing situation. Are there more apartments, or private homes being rented? Are things run mostly by rental agencies? Is the area safe? What is around this area?
I know some of this sounds stupid, but hear me out. In apartment buildings, you’re more likely to be able to find a one bedroom or bachelor place, where you can live totally by yourself without any roommates. There’s also the option of a two bedroom place, that you can share with a close friend. House rental could mean renting an entire house with a group of people, or renting a room in a random house that has other random people living there. Also, there are more likely to be things like house parties at houses (obviously) than apartments, meaning there are more likely to be loud nights at your neighbour’s place.
Safety should be a huge concern for you when looking for a place. I don’t care if you’re not even 90lbs soaking wet, or the 350lbs linebacker for the school’s football team: you need to worry about your safety. Many local police websites have a section where you can look at crimes and crime rates throughout the city. Now, no area will ever bee 100% free of crime. It is always a good idea, though, to look at what you may be getting yourself into. Is that nice apartment building you saw surrounded by drug busts in the recent past? 27 murders in the building last year? Or is the worse you would likely see around there probably a loud party, or bike thief? It’s always better to know these things ahead of time, than to just take a place and find out the hard way.
And what is around this area is a HUGE thing you should be looking at. Obviously, if you’re trying to stay close to school or work, they will be near your chosen area. But what else is there? Things you should look for are grocery stores, laundromats, bus stops, restaurants, shopping centres, hair salons, banks, and any other type of business you would need in your life.
3 ) Know what you want.
Now that you know what’s in the area, and the types of places around, and the amount of money you can spend each month on rent, you can start looking at what you want in the area. I suggest looking at ads for a variety of types of places first (rooms for rent, bachelor, one bedroom, two bedroom), just to see what the prices are like. Sites like Kijiji often times have pictures of the properties, so you can see the size and condition of the places you are looking at. Also, they tell you if things like utilities (water, electricity, gas) are included in the rent, or if they are extra. This is SUPER important to know before renting a place, because it impacts your budget hugely.
Now, you can decide what it is you want. What do you want more: privacy, or a cheap place to live. I always went the cheaper route, and didn’t look into things that I now know are essential to me. I would rather give up a little bit of my privacy, for example, and have a roommate if that means I can have A/C in my place. I live in one of the most humid cities in all of Canada, and suffer from eczema that is made worse by sweating in the humidity. I spent one horrible summer in a dingy little apartment with no A/C, because it was an apartment and I only had to have one roommate while I was living there. After that, I moved into a house with 6 other random people just to escape the heat and to live in a basement room with no A/C controls (meaning it was absolutely freezing all year). Right now, I have my A/C and I’m down to 3 roommates (all males) in my current house, plus my cat. While this is not ideal for me right now (I miss being able to watch TV in my underpants and sing in the shower), there are certain benefits to it (A/C, utilities included, everyone loves that cat, house is in good condition, no infestations of any sort, no mould, and I get my own private bar fridge in my room for my wine, cheese strings, and candy bars). I know that I cannot afford all of these things if I were to move into an apartment right now. You need to know your necessities, and where you are willing to compromise. Some people don’t need A/C, or are so frugal with their utilities that they don’t mind paying them separately (many places offer cheaper rent if you will pay your own utilities).
And remember, if you decide you don’t need something, make sure you are really ok without it. If you opt for a place that does not have on-site laundry facilities, for example, you damn well better make sure you have a laundromat nearby that you can easily get to. There is nothing fun about carrying a month’s worth of laundry and sheets on the bus to get to the laundromat that’s too far to walk to.
4 ) Start looking
Now that you know more about the area, what you can afford, and what you are willing to compromise on, you can start seriously looking at places. I’ll have a whole other post on what to do when you’re inside the place, checking it out. Right now, you’re just looking at a bunch of possible places.
You’ll want to look at places that fit your budget (obviously), meet your standards of privacy, are clean and infestation-free, and are in the general area you’re looking in. Don’t get too narrow of a focus (can only look at one-bedroom apartments on the 5th floor or above with a balcony, A/C, and in-suite laundry, for example), but don’t make it too broad either (somewhere, anywhere, where there isn’t a tonne of mould and the neighbours aren’t running a house of ill repute, for example).
Also, you’ll want to look at some rather specific things. If you have a pet, make sure the place is pet-friendly before you decide to go see it. If you have issues with mobility, you would want to make sure the building and apartment/room are accessible to you. Basically, you need to make sure you can actually live in a place before you try to live in a place.
So that’s the basics for part one of Things to Look For/Do When Looking to Rent. In my next post, I will be going into what you should be doing once you actually pick a few places to look at (yes, you should look at more than one, just in case the one you have your heart set on turns out to be a bust).