Back To School Anxiety: The Financial Side

Ok, so every year (even though I’ve long graduated, but still live near campus) I check out my old university’s Welcome Week. I volunteered with it for a few years, and know how much free food and stuff gets tossed out because no one takes it. So, I make it my mission to take stuff every year, to help decrease surplus waste.

And every fucking year they’re giving away copies of the same book: The Debt-Free Graduate. Yes, I know that they say every year is the new ~revised~ version with all the new tax and RESP law stuff in there, but 99% of the book is still the same. I have owned 7 copies of this book over the years. There is on my bookshelf, and the other 6 have gone to GoodWill. I figure it’s doing more good there than on a free table on a university campus.

The DEbt Free Graduate

Why?

Because a bunch of the tips have to do with stuff you have to do BEFORE you start school. RESPs, applying for scholarships in high school, getting summer jobs all through out high school and college/university, applying for loans and bursaries as a high school student. Seriously, they should give this out freshman year orientation of high school so that kids can start preparing themselves. Everything else in the book is just common sense tips that you can find online. And again, most of this shit would be most useful to you before you start classes for your first year of higher education.

Now, there are hundreds of sites out there saying the have fantastic advice on how to save money on life while you’re a student. I’d say a good 75% of these articles in some way, shape, or form mention Ikea as a decorating option. Now, I went to my local Goodwill today (it was my day off, so I thought I’d treat myself to some $2 books and $4 slippers), and they have a shit-tonne of old sturdy wooden desks there. The most expensive one I saw there was $35, plus $15 for delivery if you didn’t have a friend with a truck to grab it for you. Even still, $50 for a super solid desk is really not bad for someone who will spend a good 60% of their life at their desk for the next 4-6 years. And that’s on the pricey side of what I’ve seen! The desk I use now came with the room I rent. At my old apartment, I got a desk off the side of the road when some students were moving out and just discarding furniture. That being said, a lot of these “money saving” articles for students think that something like this is a good deal. For those of you who don’t want to click on random links, that a desk for students at the super bargain price of more than $400!!!

Ok, so I know that for a lot of us, $400 seems like nothing once those student loans roll in. But a $400 desk to save money? Even with that fresh cash in your bank, you don’t need to be throwing down big bucks for the basics. Like I said, paying $50 for the purchase and delivery of some old-school super sturdy wooden desk build back when people wanted their shit to last 500 years is a bargain for me. I’ve also used desks pulled off the side of the road when I didn’t have that $50 to spare.

So if you haven’t been saving for college or university since you started high school, don’t have a metric shit-tonne of scholarships to help you out, have very little or no don’t have RESP or any sort of educational savings from your family to help you, what the hell are you going to do. I mean, if you’re “lucky enough” to qualify for student loans, then you have those to fall back on. Or do you?

Basically, here’s a bunch of shit to remember when you’re trying to navigate financially in your post-high school education.

#1: They’re loans. It’s not free money.

PowerBall Winnings Student Loan Debt

I have seen student loan money blown on the craziest shit. I had a friend who needed a new mattress, and instead of getting something basic to last her through her degree (since she would be moving back home probably once she graduated while she looked for a job), she spent $1700 on a damn good mattress. Her rent was late at the end of the semester while she shoveled driveways to make up for the $300 she was short.

I once went to a fraternity cocktail party at a bar the beginning of winter semester. Three guys each had bar tabs in excess of $800, with two of them using their student loans to pay them off. Most of their tab was buying shots and rounds for their friends all night.

Another friend bought a car. Nothing fancy. Hell, not even something reliable. The tailpipe had to be rig-welded together with soda cans because she couldn’t afford repairs. Bought it in her first year, the damn thing barely made it half-way through the second year.

We all do stupid shit with our student loans. Hell, I know there are a bunch of things I spent way too much on over the years that I’m still trying to pay off now (flannel shirts, cheap boots, booze, and pizza are the big ones here). Loans are meant to be spent on tuition (which in my province, is automatically taken out by the school before you receive your loan), your rent, your books, food, and little important things like your phone bill. They’re not throwing a tonne of cash at you to go on a shopping spree, buying beds and cars and booze. You are getting the bare basics plus a little bit to live with.

And this money is NOT free.

If my friend had taken his $800 he spent on booze and just put it in savings, that’s an $800 payment he could’ve made on his student loan. Believe me, every tiny bit counts when it comes to your student loan repayment so that $800 could’ve covered interest for close to a year depending on how long he went to school.

The $1700 my friend spent on one mattress she had to abandon when she left the city after her degree is worth more than 6 months worth of her current student loan payments. Imagine not buying something extravagant, and being more than 6 months ahead of your friends in being debt free.

In the end, this is all being paid back. And having a ridiculous amount of student debt is a major stressor on most people. Ever wonder what triggers my insomnia-inducing anxiety more often than not? It’s debt, with the vast majority of it coming from student loans.

If you want to spend big bucks on something for yourself, mow some lawns or shovel driveways. Get a babysitting gig or something. Earn the extra coin to pay for it, or else it’s just being added to the debt that will be hanging over your head for years to come.

This is NOT your money to go out and spend! Yes, it’s in your account. But it’s a loan. A LOAN! Someone is lending you that money to use, and then pay back later WITH INTEREST!!! It is NOT free money like so many of us (myself included) spent it as.

#2: Why the hell are you buying your textbooks already?

Textbook Meme

Iknow you want to get a jump on things. It’s not easy keeping up with readings and assignments and getting a head start is better than nothing. Your professor sends out the syllabus a week or two in advance, so you can do this.

But do you really need to buy all the textbooks?

From what I’ve heard from friends from all over both Canada and the USA, most profs put a copy or two of their current textbooks in the library. Want to start reading early? Go check out a damn book! I found there is always a damn good chance that the prof with either only uses one of the 7 books they assigned, or only sporadically make you read from the main text. You have your syllabus in front of you. Why not go the library a week ahead of time, take out that textbook, read and make all your notes, and be done with it? It sure as hell beats spending $150+ on a damn book you’ll need a handful of times in a semester.

If you absolutely must have your textbooks, for the love of all things sacred, follow the advice of pretty much every “how to save money as a student” article out there: buy them used. At my old university, students could sell back certain textbooks at a greatly reduced rate, to be resold as used books to new students. I mean, I paid $100 for a book I used three times, and the used book store wanted to buy it for $20. Mind you, they were reselling it for $50.

If you need a textbook, check out used textbook websites. Just type in your college or university named followed by “used” on Facebook, and you’ll find pages for used books, furniture, clothes, everything. Pick up books for less than half price. If you have old books, get a bit of money back for them. If only one prof uses that book, and you took very careful notes and highlights, you could possibly get into a bidding war (had it happen a few times one year) to get your very coveted used text.

Don’t want a bunch of used books cluttering up your shelves? Think about renting them. There are a bunch of websites that will let you rent books from them. You can’t mark them up with highlighters, but you can take notes from them, read them all you want, and then return them at the end of the semester so they’re not cluttering up your bookshelves (or taking up room boxed up in your meager storage space, like mine are). Hell, your own school may even have a rental program set up for books!

#3: Know yourself when buying school supplies

 

*quick note: my school supplies have NEVER been as pretty, coordinated, or themed as the ones I see on Pinterest.

I don’t know why, but I can’t start the semester with old notebooks. Doesn’t matter if I’m taking notes in them or not. Hell, I probably have more than two dozen half used notebooks in my room right now, I could never use them for school. I always needed a fresh notebook to start the class off with, with a nice pen to write with.

So right there I know that I can go to any dollar store and buy notebooks. I’m not overly particular about them, just as long as they have paper in them. Some people are a bit pickier than that. They need the notebooks that are divided into different subjects, with pocket dividers and removable bookmarks. Others use binders, anything from a plain three-ring to one of those giant monstrosities I have for my old writing, full of pockets and accordion files and little zippered compartments.

I know that I can cheap out on notebooks at the dollar store, but I need good pens. Some people are fine with cheap pencils but need the organization and flexibility of one of those fancy huge binders.  You need to figure out what is most important to you when it comes to your note-taking, your organization, and your budget. To this day, I still buy my notebooks at dollar stores. I save every free pen I can find (**tip: free pens are usually really good quality, and last quite a while. Stock up on them anytime you can. Check campus tables, welcome week events, anything with a table and pamphlets really.), and grab a two-pack of nice pens every few months from the drug store. But even though I can get one for free on campus (they’re always over-stocked, so I take what they would throw out), or get one cheap at the dollar store, every Christmas I treat myself to a new day planner from the calendar stand at the mall. It’s $30+ (nowhere near as expensive as the Kate Spade ones some of my friends get, or the leather one my dad always swore by), it has stickers (I’m big on stickers for colour-coding), and has things like to-do lists and shopping lists at the back. I know that this is essential for me, whereas a notebook with compartments and pockets isn’t.

Basically, know what you need. Don’t go out buying the Kate Spade planner if the free one from campus works for you. Don’t buy a $14 pen if you lose pens constantly.

#4: Get your ass to the financial aid office NOW

Financial Aid Jar.jpg

I don’t care if you’re paying with loans, or scholarships, or your parents are paying your way. Go to the financial aid office, see what they offer. I know at my school, they had a wall of scholarships you could apply for. Going to their website brought up even more. I found out that just by receiving student loans, I qualified for Work Study (120 hours a year at an on-campus job at $12 an hour), plus I was eligible for more than half a dozen bursaries. Some of these bursaries weren’t awarded until part-way through the semester when my tuition was already paid up. That meant the financial aid office would just cut me a cheque for whatever I had gotten, and send me on my way.

There were a few semesters where I got an $800+ cheque more than halfway through the semester. Now, I know I should’ve taken at least half of that and applied to towards debt, but I was a stupid student and probably treated myself to sushi once or twice, went out for a girls night a few more times than usual, and bought more books before saving the rest for a rainy day.

It’s not just your financial aid office that can help you, either. Just go and Google things like “Scholarships + [your major]” and see what comes up. Sign up for scholarship websites. They have you fill out huge profiles and questionnaires, leading you to so many things you may not have realized could get you money. Then, Google “Scholarships + [that thing]” and see what comes up. I’ve had scholarships come up because I have family members who have worked for certain companies, or have been part of certain organizations. I had one come up because I did a lot of charity work with a Greek organization, without being a member of any Greek organization. I’ve had LGBTQ+, harmonica players, writers, cat owners, sufferers of anxiety and depression, and mature student scholarships pop up.

After that, look for contests. Your school’s financial aid might be able to help with that. I entered contests through my bank (they totally bastardized a story I wrote, which made me lose horribly because I was too ashamed to attach my name to it to promote it), writing contests, a stop smoking challenge, and two read-a-thons for money. You would not believe what some people will give you money for when you’re a student!

#5: Use what you fucking paid for!

I am the first to admit that I was the absolute worst for this, and I totally regret it right now. As a student, you pay student fees, which pays for a shit-tonne of things for you. As a student, I had prescription coverage, dental coverage, optical coverage, a free gym membership, access to academic counseling, access to psychological counseling, and a bunch of free stuff through student organizations through my major. I took advantage of almost none of this.

As a working somewhat grown-up right now, what do I miss most about school? The dental plan (my first wisdom tooth started coming in a little over a year ago, and needs to be monitored, which can get pricey in the long run). The optical plan (I can afford an eye exam during the busy season at work. It’s the glasses and contacts, which I desperately need in order to see, that I can’t afford. Even using websites like Clearly Contacts, which is so much more affordable than getting my glasses through my eye doctor, is way too expensive at this time due to my prescription).

Do you have any idea how expensive this stuff is once you’re out of school? My glasses are like $800 a pair! I can spend a good $250 easy on contact lenses, and that’s with me stretching it out until my eyes hurt! My mouth is in pain randomly because of my wisdom tooth, so I spend a ridiculous amount on bubble gum (the only gum that seems to relieve the pressure) as sort of a band-aid for the time being. Really, I should just get my eyes and teeth checked. But I have no insurance at all. Neither do a whole tonne of my friends at the moment. The worst part is, I didn’t use up all my benefits the last year I was qualified for them. I could’ve gotten my teeth cleaned, get x-rays done, saw what my wisdom teeth were o and made a plan. If I had gotten my eyes checked, I would know what fucking prescription to get for myself, and been pretty ok right now.

Have a meal plan?Make sure you use up as much of that damn things as possible! I never lived in campus residence, so I didn’t get a meal plan while I was in school. My brother was in school the same time as me and worked in residence, so he HAD to get a meal plan. There were so many students who, at the end of the year, had a bunch of money left to spend on their plan and just left. Have some money left over the last few weeks of school and know you won’t spend it? I saw some students buy meals for others who didn’t have a plan, for cash of course. My brother went to the school variety store at the end of the school year. They had a clearance on stuff they couldn’t keep for the summer months (mainly junk food and ramen), and he stocked up. You should’ve seen the look on my grandma’s face when he walked in the door with a whole CASE of Snickers for her, that he paid like $5 for. He’d stock up with whatever money he had left, and that way he’d save money over the summer by not buying this crap. Ramen is cheap enough, 3 for $1 at the dollar store. I saw people buying a case of 24 for $3 at the end of the year. What student living on their own doesn’t need cheap ramen?

Check out your school’s websites, see what your student fees buy you. If you get a free transit pass, use the fuck out of it. Explore your town, even if you grew up there. Learn where each and every bus route goes, in case you ever need to know. Check out exactly what your health plan gets you, and use it up as much as possible. Go to all the workshops, presentations, talks, extra classes, and hit the gym from time to time at least. Get the absolute most out of what you’re paying for tuition, to help unfuck your future.

 

Well, this is it for now, Sunshine. I’ve got a tonne more back to school advice coming up. My computer is just acting all laggy and crazy riught now, and it’s a real fucking pisser to try and type anymore.

Back to School How-To

Hey there Sunshine!  It’s the middle of the night, going on the very early morning hours. I had a bizarro day (may have witnessed a very injured and mentally unstable young man steal a wheelchair and run away from a hospital ER), and that’s making my anxiety go through the roof tonight. When the Amazingly Awesome Boyfriend was heading off to bed, I had to sit up in front of the TV for a bit doing my deep breathing, because I was sure I was about to have a heart attack.

Oh well, hope your night is going much better!

This whole combination of bizarro situations and ridiculously high anxiety DID remind me that school is starting soon, though. I moved a month into high school to a whole new city, to a newly opened high school. Somehow, my parents thought that the fact that the school was new meant that no one there knew each other yet, so I should have no problem making friends. Had to finish my fifth and final year at a new school back in my hometown. After a few years off, went back to college, only to leave after only getting my one year certificate (instead of the 2-year diploma) due to an incident there. Years after that, went back to university as a “mature student” and spent more than 5 years working on my degrees, only to let anxiety get the best of me and not apply to graduate school.

So believe me when I say that I KNOW back to school anxiety.

The thing is, there are so many different things that can worsen your back to school anxiety: financial woes, social anxiety, moving to a new place, the unknown in general, education itself, fear of the future……….  I keep seeing these articles on how to handle your Back To School Anxiety, but they only have band-aid solutions to things.  Sure, lavender might help you relax, but will it help you save money on school supplies and textbooks? Eating lots of veggies is great for your all-around physical and mental health, but how will that help you meet people? Companion animals are great, but most dorm rooms don’t allow them.

So what’s a student to do?

Hopefully, I can shed a little light on that for ya’ll. I researched things back then for myself, and research them now for friends and roommates. I’m digging through my ancient external hard drive, stacks of old half-used notebooks (I dare you to find a troubled writer who doesn’t have at least half a dozen of these in their home), and my very large pile of Research I Printed To Read Later But Never Did. I’m combing Tumblr blogs (I’ll have links to a few that are super helpful), old PowerPoint presentations, and that forgotten “Stuff For My Blog” folder in my Bookmarks. Basically, I’m digging through all my shit to find that shit that works best for you.

So, I’ll try and pour as much of this anxiety-fuelled awakeness into my research for now. Hopefully, I’ll have some posts for you on this all this week, while you’re getting ready for Back to School.

 

The Failed Grown Up Guide to Not Being a Colossal Douche

For-Rent.jpg

I’ve been showing our house to prospective renters the last few days, Sunshine, and I feel there’s something I need to address. I know that finding a new place to live is hard, that renting a room in a house full of strangers is intimidating, that the people you move in with will have a very real and lasting impact on not only your stay in that place but your life in general.

Believe me, I get all of that.

Since I first decided to go back to school, I’ve moved all over this end of town. I’ve lived with good friends, acquaintances, ex-boyfriends, an ex-boyfriend AND a current boyfriend at the same time, and total strangers. It’s never exactly easy looking for a new place, moving in with new people, or learning to deal with the people you’re now living with.

That being said, no one needs to be a complete douche canoe when they’re looking at places. Just showing this place to prospective renters, I have seen more douchebaggery than most people will see in a dozen life times. There has been enough douche in this house to build a douche canoe, with matching douche paddles, to be floated down a douche stream to the Douche Rapids, over the majestic Grande Douche Falls,   where the douche rocks will obliterate it into a million douchey pieces.

That’s a metric shit-tonne of douche.

So here, for your very own reading pleasure, I give to you……

The Failed Grown Up Guide to Not Being a Colossal Douche

Step #1: Show the Fuck Up

I had three people scheduled to come here today to see rooms. Two showed up.

I had one person scheduled for yesterday. No one showed up.

I have lost count of the number of times we have had someone scheduled to come here to look at a room, and they just don’t bother showing up. And it’s not like we give them no options in contacting us. The landlord gives them his phone number, I Facebook message with them, we all email back and forth, I’ve even given my phone number to a few of them to text in case they’re running late (which I stopped doing after the random 3 am attempted sexts from dudes who saw the place).

Now, I have a job. The other people in this house who help me show it have jobs and/or school. We have busy fucking schedules.  None of us are just sitting around the house, waiting for people to saunter up at their leisure to peruse the joint.

Today, I woke up at 4am to go over the list of things I needed to do today. I was up by 6am when the boyfriend left for work. I showered, drew in my eyebrows, and then cleaned until 9:30am when I left for work.  I worked until 3pm. Had to pick up cat food and dish soap, so I skipped my break in order to run to the grocery store in our plaza. Power walked home with a backpack full of groceries to be here by 3:25. Put away groceries, changed, did a quick sweep of the floors and ran a dust cloth over the tables, and was sitting on the couch waiting for my 3:45 appointment.

They never showed up.

I busted my ass cleaning all morning, then busted my ass at work without a real break, just to bust my ass to get home and get right to the cleaning, all because some douche nozzle said he was showing up here at a certain time and he never fucking showed.

The people showing you a possible place to rent bust their asses off to make sure they are there to show it to you. It doesn’t matter if it’s some tiny bedroom in a shared apartment or a penthouse fucking suite: someone is taking time out of their day to show you that potential new home. Be there, be on time, and if you’re going to be late for the love of all things sacred PLEASE let them know!

Step #2: When you DO show up, show some basic fucking courtesies. 

I have had people show up here in the middle of a driving rain storm, soaked right to the damn bone. I offered towels to dry themselves off with and to throw their socks and shoes on the heating vent to dry off a bit while we toured the house. One guy refused the towel, refused to take off his shoes, and insisted that his three friends do the same. Instead, they thought it was perfectly acceptable to track mud and water through the house.

Of course, after they left I had to report back to the landlord. I’ve studied sociopaths and psychopaths for years, so he sees me as a pretty good judge of character. The first thing I mentioned was their total and utter disrespect for the place while viewing it. If you can’t be bothered to show some basic fucking respect while you’re just viewing the place as a potential tenant, then what are the chances of you respecting the place while you live here?

That dude emailed the landlord and said he’d like to take the place. The landlord said “thanks, but no thanks”.

The place you’re looking at isn’t the only thing being judged. Whoever is showing you that place is checking to see if you’re a fit for them, too. No landlord wants to rent out their spaces to people who are going to just fucking destroy them.  If someone can’t bother to take off their muddy fucking shoes, then what are the chances they’ll sweep or vacuum or mop EVER?

The house manager here for years used to rent rooms to a bunch of his friends and frat brothers. A lot of them were pretty cool and easy to get along with. The one dude who lived here when I moved in became a really great friend to me and used to call himself Uncle Sandwich to my kitten (he’d feed him meat from his designer sandwiches from the Italian grocer’s down the road). Most of the time, renting to people he knew worked out. One frat brother caused some serious issues when he moved out though.

You see, my bedroom is one of two that is carpeted. Fratty McFraterton lived in this room before me. Mr. Manager never bothered to ask him about the places he lived before, or talk to anyone he lived with outside the actual frat house. If he had, he would’ve known that this guy wasn’t exactly someone who cleaned up after himself. As it turned out, he didn’t vacuum his room once in the more than a year he lived here.

When I moved in, I vacuumed and sat down on the floor to organize my books a bit. And that’s when the hives started popping up. Because that damn carpet hadn’t been vacuumed in at least 13 months, dust and food had been ground into it and had to be cleaned out. Like, Mr. Manager had to go out and rent a carpet cleaner and we had to steam the entire fucking room. But the damage had already been done.  That summer and early fall, I spent 94 days covered in hives. 94 fucking days! I saw doctors and specialists, had my eyes swell shut, had to carry an EpiPen and even had hives on my butthole.

The Landlord caught wind of this. The fact that he let someone rent a room here (a damn nice room, for a damn good price, with AC and everything), and that person showed so much disrespect was just mind boggling. The carpet has been cleaned half a dozen times since I moved in, and it will never be the same colour it once was.  He doesn’t want more people coming in and destroying his house like that again.

So the first impression you make, the respect you show me or anyone showing you a prospective place, has a huge role in whether or not anyone wants you to live there.

Step 3: You’re a grown up. Fucking act like one!

It’s perfectly understandable that sometimes you can’t go visit a place on your own. Some people take a friend with them for safety reasons. Others come from out of town and have someone showing them around, or someone who volunteered to drive them. Some people need a health aid, or a translator, or have a parent or two with them to show them that they’re not moving into a crack den. And some people have just never moved out on their own before, and have someone along to make sure they ask all the right questions.  That’s all cool.

But it’s you who is looking to rent the place. You’re the one who would live there, you’re the one who needs info, and you’re the one being judged here.  Having your mommy come along to talk for you is just going to give us something to laugh about later.

Had a young man come here the other day to look at a room, with his mother in tow. Well, actually it was more like she was looking at the room while he tagged along. She made a big show of telling me how her Special Little Man was 25 and moving out on his own for the very first time. I swear, she talked about him the same I was I talk about my baby kitten, who is an Extra Special Very Good Boy sometimes. He was going to go to university and get a BA in Psychology, which would make him a Very Important Special Little Man who would have people just throwing jobs at him. He didn’t have time for silly things like cleaning and cooking, so we’d need to do that. He was going to have a degree, did I have any idea what kind of doors that would open for him?

I so wanted to say, “Yeah, it’ll open the fucking door to the liquor store where I work. I’ve got the same damn degree sweetheart, with a second honors degree on top of that. And I still manage to scrub my toilet and wipe the counters down after I use them.” But I put on my best Customer Service Face, smiled and just said,”Oh ya, ok” while I nodded my head over and over.

The Special Little Man barely spoke. He seemed like a nice enough guy, the total opposite of his mother. A little spoiled, but totally eager to get out from under his mother’s thumb and into the real world. If his mother wasn’t there, I never would’ve known he can barely cook, and had never done laundry, and wasn’t allowed to even use a broom at home because he had better things to focus on. I probably would’ve recommended him to the landlord, told him he seemed like a nice respectable guy.

As it is, that boy won’t be renting a room here. Especially after his mother announced she’d be here every other weekend “at the very least” to make sure we were “taking care of him”.

Step 4: Read the fucking ad!

Single Bed for Rent.jpg

Our ads are pretty basic. It shows a few old pictures of the house, tells you the price of the rooms, you share common areas and a bathroom, and it’s a mature home; no loud parties, no selling anything illegal from the house, all utilities included except cable and the internet. It flat out says that you are renting a ROOM and that you will be SHARING a bathroom, living room, dining room, and kitchen with everyone else.  I come right out the second people walk through the door here, and I show them which areas are common areas.  That’s how people have always shown me apartments and homes in the past too.

The ad pretty much tells you what you’re paying for. You get a room all to yourself, with a lock and key and everything. You share a kitchen and living room with everyone. You share a bathroom with one or two other people. The landlord tells you that when you email him saying you want to see the house. I tell you that when you walk in the house to see the rooms.

But this is a small sample of the things I’ve still heard from prospective renters in the last year or so:

  • what do you mean I have to share a bathroom with someone?
  • can’t you just not rent out the room next to me, so I get the whole basement to myself?
  • I thought this room came with a private bathroom.
  • what do you mean I have to share a kitchen?
  • you mean it’s just a bedroom?
  • I thought I was going to be seeing a full apartment.

I think you get the picture.

The fucking ad has PICTURE of the HOUSE in it. It talks about the BEDROOMS for rent. It mentions all of the COMMON AREAS that you would be SHARING with other people if you lived here. It ain’t fucking rocket surgery to realize that this is a room available in a house.

And the last two steps combined bring me to our next step.

Step 5: It is what it is. You’re not getting any more out of it.

You pay for a room here. You cook for yourself, you clean for yourself, you take care of yourself, you even shop for yourself. You are a grown-ass person, who will do grown-ass things, and take care of their damn selves. We do not have maid service or a chef. I’m not here to take care of you. You are paying for a room, and that’s it.

Last week we had a fellow look at the rooms downstairs, and start asking about the maid service schedule. He asked about grocery services. He wanted to know who would be doing the cooking. When he was told that he had to do all of that himself like a Big Boy, he had the fucking gall to try and lowball the landlord for rent to make-up for what was “missing”. He wanted a $400 room for less than $200!

Remember the woman with the 25-year-old Special Little Man who was going to be so fucking important someday? She was fucking appalled that her Special Little Man would have to do things for himself. He was far too important to do things like feed himself, or wash a fucking dish. She seriously expected everyone in the house to chip in and hire a maid to come in and scrub the floors, do the laundry, wash the dishes, and scrub out the bathrooms three or four times a week. If we weren’t willing to do that, then she wanted a discount on the rent.

People come up with all sorts of crazy-ass demands when they come look at the place. I’ve had people try to demand we get a brand new BBQ because ours is old and used. I’ve had people demand no one keep things in the kitchen but them. People have wanted to have the entire basement or main floor to themselves, without paying to rent the other rooms there. They’ve wanted other people to cook for them, to clean for them, to do their grocery shopping, to be their private guide to the city. Hell, I even had one girl who lived here try to turn me into her personal stylist, even though I have ZERO sense of fucking style!

Unless an ad says something like, “Private maid cleaning/cook available for a price/ room and board, meals included”, don’t expect any of this shit. Your parents, or your last roommate, or your last partner may have done these things for you. But was anyone doing any of this for them? Nope, and it’s not getting done for you here either!

A Few Final Thoughts

If you go looking for a place to live, and you act like a total and complete douche, no one is going to want you to live there.

If you come here and start bragging about how smart you are, how your degree is going to mean people will be throwing jobs at you, no one here is going to be impressed.

If your mommy comes in here to tell me that you’re far too important and special to do anything for yourself, or you come in here demanding someone else do your cleaning for you, no one here is going to jump up and cater to your every fucking need and whim.

If your mother comes in here and refers to you by little names that sound like something I would call my kitten, the Most Precious And Perfect Fuzzy Little Baby Man,  I will do my best not to burst out laughing in your face. But that’s as far I’ll go for that.

Basically, if you come in here doing any of the douchey bullshit I’ve just warned you about, I am going to tell everyone about it. I’ll tell my boyfriend, our roommates, my coworkers, maybe even some of my favourite regular customers. And we’re not going to sit back and revel in your awesomeness. No, we’re going to laugh our fucking asses off, make fun of you, and try to figure out who in their right mind would actually want you as their roommate.

So don’t forget, Sunshine: don’t be a douche. Don’t let your friends be douches. Don’t try to out-douche other douches. Just be a fucking awesome person, like are right now.

 

Millennials Are Killing………..

Millennials Are Killing Pt 1

I’m not sure if I’m sick of these headlines and articles yet, or if I’m thriving off them. It seems like at least once a week, some older relative or former co-worker posts an article on Facebook about Millennials killing something followed by the usual rant.

This Generation is so spoiled! Thinking the world owes them everything on a silver platter, sitting around on their Facebooks and Twitters and burying their faces in their phones! Back in my day we woke up every day and ate our cereal, put on a suit to go to work, used bar soap to wash ourselves, golfed on the weekend, and wore whatever retailers told us to! These spoiled kids are killing [insert industry here]! Stupid younger generation with their 3 jobs and unpaid internships and beanie hats and avocados! If they just stopped buying avocado toast all the time, they’d be able to buy a house and live like we REAL grown-ups do!!!

Of course, if an entire generation DID stop buying avocado toast, then Millennials would probably get blamed for killing the avocado industry.

Basically, this younger generation, the Millenials, doesn’t like things and stuff. They’re turning their back on the tried and true pastimes and goals of the Baby Boomers, and are just ruining life as we know it for everyone. They’re sitting there in a Mr. Burns-esque pose, bent over their avocado toast, laughing maniacally as the world just falls to shit around them.

And people seriously seem to fucking believe this.

For anyone who doesn’t know, the Millennials is one freaking huge generation of people born in more than a 20-year span (anywhere from 1980 to 2004, depending on who you ask). We (yes, technically I fall somewhere in that massive span) were raised riding bikes and shooting at pixelated ducks while that annoying little doggy bastard laughed every time we missed.  We came in when the streetlights came on, or else our parents were blowing up our pagers, and later our massively huge cell phones. We spent our days at the mall and our nights in mIRC chats ASL-ing the night away. We were raised outside and in front of a screen at the same time.

Millennials Will Kill

Somehow, by learning how to fix a bike chain AND program the clock on a VCR, we’ve become Enemy #1 in the eyes of the older generations.  And it’s total bullshit.

Basically, from what article after article says, Millennials aren’t spending money on the same things their parents did. Between the housing market, low-wage jobs, increased tuition rates coupled with a demand for high education for entry-level positions, and stagnant minimum wage in the face of increasing inflation, Millennials have to be so much more careful with how and where they spend their money than generations before them. You hear and see story after story of people working 2 or 3 jobs, drowning in tens or hundreds of thousands of dollars in student loan debt, having to have multiple roommates well into their 30s just to keep a roof over their head without moving back in with their parents. We simply just don’t have the disposable income generations before us had. We can’t afford vacations or new cars or houses. Many of us are trying to find a way to afford to eat every day or afford to make their loan payments AND pay rent.

So, instead of industries adapting to the current market finding a way to appeal to the Millennials they are losing, we get article after article claiming that it’s the Millennials fault that these industries are starting to lose ground. We are somehow killing industries that refuse to adapt to survive. It’s not “survival of the fittest” in the business world anymore; it’s “we want your business, you spoiled whiney fucks, why won’t you just give it to us”.

What exactly have we been accused of killing so far?

  • golf
  • napkins
  • movie theaters
  • class
  • vacations
  • bar soap
  • relationships
  • Home Depot
  • Sears
  • cereal
  • the NFL
  • the 9-5 workday
  • suits
  • style
  • beer
  • diamonds
  • Applebee’s
  • Buffalo Wild Wings
  • Oklahoma
  • romance
  • stiletto shoes
  • America
  • patriotism

And that’s just the short list! Don’t believe me? Go use the Googles, as my mother would say. You’ll come up with pages and pages of articles, and articles of lists of articles (looking at you Buzzfeed). Somehow we’re killing sit-down restaurants by not wanting to dine in, while killing fast food restaurants by not wanting take-out, and also killing multiple food industries by not cooking at home. In short, we’re not eating and it’s killing everyone but us.

I think the thing on this list that really pushes my rant-basket off the cliff is Sears. We have a Sears here at our local mall, and I haven’t bought anything from there in more than 5 years. The last thing I got there was a dress for a fraternity formal back in University. I’ve gone in there, looked around at things, but there was never anything there for me.

Now, that place was THE SHIT in the 80’s! On our family outings to the mall, we’d spend half the day just in Sears. We actually have childhood stories from all of our time in Sears. Once when I was still in diapers, I decided I had to make the biggest poop any small child had ever made, so I squatted down in the middle of an aisle and filled my diaper. Another time my mum had to get me Christmas presents from Sears, so my grandparents took me off into the mall so I wouldn’t see them. When mum came looking for us where we were supposed to meet, she somehow missed me in the window of a maternity store trying to tear the clothes off a mannequin. Like, we were there a lot. Everyone was.

Sears used to be where you could buy your appliances, your suit and tie, toys for the kids, and maybe pick up some new perfume or have lunch at their tiny restaurant. But with more and more Millennials not being able to afford homes, we don’t have the need for appliances. With more people going into trades and service positions, we don’t need suits for our jobs. With more and more of us putting off having kids, there’s no need to shop for toys. There’s also more competition around. Why go to the Sears makeup counter when I can stop at Sephora? Why go to Sears when there are 7 other stores in our mall to buy a damn tie. And we don’t even have an overly big mall here!

And when it comes to clothes, there’s just nothing at Sears for me, or for anyone I know around my age for that matter. It’s almost like they stopped keeping up with current fashion somewhere around 1994. Every year I check the clothing section for their Christmas catalog just to see what they’re trying to pawn off as today’s newest trends. It always looked like a fashion spread for an article on how to dress like you’re 17 when you’re really 53, to be honest. They base their clothes on the old-time motto of “spend a bit more on something durable, it will last forever”, whereas today we’re more likely to shop thinking “I have $23 in the bank and need pants and grocery, I’m fucking screwed”.

This all leads to the biggest downfall for Sears, in my mind though. We all shop online. You go to the mall, and 99% of the stores ask for your email address when you check out. You get coupons in your email, browse the store’s website, buy crap on clearance that’s sold out at your location but available in the warehouse still. For people working multiple jobs, hopping on line and ordering your clothes for delivery is just easier a lot of the time. And most stores are all over this, pushing their website on you with more aggression than feral dog loose in a butcher’s shop. Sears never quite hit that level. I mean, they send out fucking catalogs! You can order over the phone or fill out a form to order through the mail!  They kept marketing to people the same way they marketed back when I was a kid. Instead of trying to grab the younger markets, reaching out to them, begging them to come spend money on their crap like any self-respecting business would do, they stayed with the tried-and-true method their aging consumer base was used to. Instead of reaching out to Millennials with online campaigns, social media, a Kardashian or two, or anything else a younger person may take consumer influence from, they stuck with what their now 60+ crowd was used to.

Did Millennials shop at Sears en masse? Nope. But was it the fault of the Millennials not needing their products or brick and mortar stores, or of Sears for not marketing to them? Sears got lazy. They had how many years as the Big Dog, the main store in small-town malls across North America. They turned into one of those chef’s you would see on Gordon Ramsay shows who won an award in 1984 for Best Pasta in Pasadena and decided they were the best chef EVER; they would never change a dish or menu no matter how bad their business or food was, and they scream at Ramsay for even hinting that their food is less than amazing. Sears was that asshole chef, serving 1984’s pasta to the 2017 gluten-free crowd. And this is the Millennials’ fault?

Millennials Are Killing Pt 3

Pretty much every dying industry that Millennials have been blamed for killing is just a victim of a changing economic landscape that can’t find a way to adapt. It doesn’t matter who the target market is; if something is failing, you can bet that Millennials are being blamed for it somehow. It’s not being framed as “the markets are changing: here’s the ones that can’t keep up with Millennials” though. Instead, it’s made to seem like Millennials are actively attacking industries, trying to bring about the demise of random things like napkins and beer. These articles make it seem like there is this giant Millennial conspiracy. We meet the first Thursday of every month to talk about our progress and decide what industry will be the next to crumble.

Did any of these journalists think that maybe, just maybe, things like vacations and diamonds and houses are things most Millennials just can’t afford to buy right now? Or that breakfast cereal isn’t as popular because we don’t have time to sit down to eat breakfast before running off to our first job? Maybe we’re not spending money buying beer from major brewers like Budweiser because we’re supporting more local entrepreneurs and buy craft beers from small local breweries. To save money, maybe we use towels and dish rags instead of one-use napkins. We don’t have time for golf, our jobs don’t require suits, and as renters our landlords are required to do the major repairs on our apartments and homes that would necessitate a trip to Home Hardware.

This generation is trying to do more with less: less money, less free time, fewer jobs available that pay a living wage. All the while, they’re getting shit on by people for not spending money how their parents’ generation did. Instead of industries changing to fit the market, they’re shitting all over the market for changing. Sears was just the poster child for an entire economic structure built around everyone wanting and liking what the crazy 80-year-old woman in the apartment upstairs who lives with her cat Harold wants and likes. Instead of seeing what it is Millennials want and need and either changing to fit that, or finding an unfulfilled need and creating something for that, these industries are sitting in the corner crying, “Stupid Millennials, you’re supposed to like what WE tell you to like!”

Millennials Are Kill Request

I don’t know where this rant is going, Sunshine. I’m just really getting sick of people shitting on an entire generation that is just trying to live. We’re not hurting anyone by not golfing, or not taking vacations, or not drinking Coors Light. If anything, we’re just hurting ourselves by being overworked, underpaid, and lacking basics like affordable health care that would enable us to better care for ourselves. I don’t see why we’re are constantly being shit on just because we’re not the cookie cutter image of the generations that preceded us. Why are the generations that raised us, that made us the way we are, that engineered our economy and housing market and educational system, why are they turning on us?

A Little Research Goes a Long Way

I know people have been asking you this since you squeaked out your first words, and you’re probably sick to death of hearing it, but what do you want to be when you grow up? Any idea?

I wanted to do two things, Sunshine: I wanted to write, and I wanted to work in criminal profiling and research violent crimes.  They both seemed like the ideal career paths for me. I mean, I wrote all through my teens and early 20s (and then just gave up hope on everything for a good 10 years before trying to give it another go). And I’ve been reading true murder novels ever since I stole my first one from my mother’s bedside table in the 5th grade.

So, in my mid-20s I decided to go back to school and start working towards that whole profiling and research career. I studied Criminology (got my BA.H in that one) and Psychology (my second degree, just a BA), worked as a research assistant for a while, and obsessively read books and papers on murderers. I talked to a professor who was a former RCMP officer (those police officers in Canada that the rest of the world seems to think rides horses all day while they wear bright red jackets and doofy hats), and he told me all the steps I needed to get into the RCMP for a research position.

Dumbest fucking move ever.

You see, he hadn’t been an RCMP officer for a while now. Things change over time, like the qualifications for different positions. He told me I just needed my BA.H in a social science, preferably something where I studied crime (hence the Criminology), and a background in research. He sounded like he knew what he was talking about.

One simple Google search would’ve shut that down real freakin fast!

You see, in order to get the position I wanted, now you have to first BECOME an RCMP officer. Not only do I have no want or desire to do so, but my eyesight is bad enough that it disqualifies me from the position. Like, it is impossible for me to ever get this job, ever.

If I had realized this while I was still in school, there is a metric crapload of stuff I would’ve done differently. For starters, I would’ve done a little bit more research into what jobs my damn degree qualified me for. I would’ve gone for more career counseling, volunteered with different organizations, looked into addition certificates and courses to help me out. I would’ve switched to a double major in something else, got a minor or two to fall back on. Maybe even got a part-time job to fall back on once I was out of school (but that’s a whole other post).

As it stands, I have two degrees I got specifically to get me a job I can never have. They don’t qualify me for much specifically in the town I live in. I work customer service in a ‘spirits dispensary’ who would prefer I don’t name them in blog postings. I have tens of thousands of dollars in student loan debt from those degrees, plus credit card bills falling out my ass crack from trying to live on 4 hours work a week for months without falling behind in my rent and other bills. And I have to pay this all off with the CSR wages I’m making now, NOT the profiling and research job and salary I had been working towards.

And this was all totally preventable if I had just sucked it up and done a bit more research.

So, as I say way too much to be healthy for my self-esteem, don’t wind up like me. Do a little work towards the work you want to do.

Check Out the Education Qualifications

If you have a job or career in mind, know what you need to get in order to get hired. You wouldn’t expect to just show up on a movie set one day and say, “I’ve never acted, written, produced, or directed in my life, and I have a degree in forensic science. Let me direct your next big budget movie”, and to actually get the job. Some places or careers require schooling, while others prefer you get experience for yourself.

Want to be a teacher? Find out how much schooling you need for that, what courses and majors you need, how many years you’ll be in school. Want to write? You could go to school for creative writing, or you could just write constantly. Neither one is wrong, but they’ll both take you down different paths. Same goes for other creative pursuits. You may be better off just creating content than getting formal school sometimes, while in some situations an education might give you that little something extra that could land you a position.

Have a Company or Position in Mind?

Study and use LinkedIn like it’s your lover: learn it inside and out, make it the best it can be, make it feel appreciated and wanted. LinkedIn can help you get an in with a company, meet people working there, find out more about the company’s culture.

Most businesses have a website these days too. Ever think to look at it? You can learn a shit-tonne from half an hour browsing a company’s website. Find out what they do, their mission statement, who works in positions you’re interested in, who is in charge of hiring.

Find Out Every Step Needed to Get That Job

I knew I needed to get that honours degree. I had no idea I needed to become an actual RCMP officer, which I physically can’t do. A lot of people see that you need to become an officer before moving on to a different job and give up altogether. They’d rather not spend 5 years working in a remote northern community, far from home and everything they love, dealing with criminals and violence and such, to get a desk job doing research. Hell, even if my eyesight didn’t disqualify me from the job, I probably wouldn’t have gone for the officer position anyway. I was just over 30 years old (and still am, btw) competing with people in their early 20s for a physically demanding position, which I am in no physical shape to hold. I’m a desk job person, not chasing perps through vacant lots and hopping tall fences kind of gal.

There are a gazillion different things that a job could require from you that could wind up being a dealbreaker. Believe me, it’s better to know what these are before you throw down $60,000 in borrowed money for a degree that is going to do you no good once you’ve realized you can never get the job you were getting that degree for.

Basically, you need to go and power up The Googles, as my mother calls it. Start researching shit. Look into the jobs you want, the companies you want to work for, the schooling you’re doing, the people you admire. See if what you want is even feasible, and see if it’s something you can definitely be in for the long-haul.

Don’t wind up like me, Sunshine. I kinda love-hate my job most days. It would be great if not for the crushing debt of the schooling and living I did over the last 10 years. I could make a living off of it if I didn’t have all these damn bills.  Make sure you don’t make the same mistakes as me, Sunshine. Do your damn research. Plan shit for the future.

Update

The chicken is STILL “cooking” on high. Roommate hasn’t realized that it’s not cooking properly because the lid isn’t on right. You see, that’s how these slow-cooker things work: you throw your food in there, put the lid on tight, and everything heats up together. If the lid is off, the heat escapes and nothing cooks right. It’s like trying to bake cookies with the oven door wide open.

It usually takes like 4-6 hours to cook a chicken on High in a slow cooker. Like, a whole chicken. We’re coming up on the 24-hour mark, and the roommate just left for the day.  So this thing isn’t getting turned off any time soon.

That’s Not How This Works!

I just walked out of my bedroom and saw this. I think it’s supposed to be a chicken cooking in a crock pot.

I think.

How the hell is this supposed to cook? I mean, the bird is sticking out of the damn crock pot. The lid doesn’t close over the bird. All the heat is escaping before it gets a chance to cook the chicken.

This is dangerous, Sunshine. If you cook meat wrong, like my roommate it doing here, you’re basically just hanging a sign up that says “Bacteria wanted here”.

Salmonella. E.coli. These things live in improperly cooked meat. I’ve had E.coli before, and it is the opposite of fun. It’s fever and chills and crapping your insides out until you feel so weak you might pass out. It’s bloody poop, and bringing stool samples to your doctor. It’s pain and nausea weakness.

The worst part of that chicken “cooking” in my kitchen is that it is spreading germs all over the area it’s cooking in. When he’s done cooking that thing, I have to sanitize the counters, stove, surrounding appliances, everything. 

And this isn’t some young kid who has never lived on his own before who is doing this. My roommate is a 46 year old man who has lived on his own for years.

Do yourself a favour Sunshine: learn how to cook safely. Watch a little Gordon Ramsay or John Taffer and listen to their food safety rants. Google how to cook things. Clean up after yourself properly. 

You don’t want food poisoning. And you really don’t want to randomly be called out on your roommate’s blog either.